Our Rent-to-Own Program Explained:

Are you currently renting but would rather own a home? Our rent-to-own program might be just what you're looking for to get you off the rent rolls.

Here's how it works:

Step 1:

Rent out the home.
Example:
$500 Monthly Rent
+ $1500 Option Fee
$2000 To Move In

Step 2:

Rent for 12 months (or up to 18 months).
Establish credit with the help of a loan officer (we can recommend a good one).
Pay on time/by check.

Step 3:

Apply for a mortgage loan.

Step 4:

Purchase the home.
Example:
$50,000 Purchase Price
- $1500 Option Fee
$48,500 Balance

Note: Everyone's situation is different. Credit history, income and debt-to-income vary. The above example is for illustration purposes only and although it is typical, it might not be applicable to everyone.